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Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

As a passive investor, I would prefer the automatic options here for the sake of time. Additionally, the loans on the platform can sometimes get filled so quickly that it’s challenging for individual investors to generate returns if you want to invest manually.

—financial institutions or companies that provide loans to consumers or small businesses, often with local licenses.

PeerBerry strategically adjusts country exposure based on regulatory changes and market conditions, as demonstrated by the reduction in Polish exposure following 2023 regulatory reforms.

Repayments are sometimes delayed, and these delays are not always accounted for in the reported return. Another drawback, according to reviews, is that there may be longer periods with few or no investment options, sometimes resulting in high balances without returns. These factors can impact returns for most investors.

This article contains affiliate links. If you register and/or invest through one of these links, the operator receives a commission. The compensation has no influence on the opinion or the evaluation of the platform. Potential conflicts of interest can be looked up on the “P2P Portfolio” page.

If you're not picky and ok with 10% interest loans than auto invest can make it for you. For loans with higher interest there is a real fight and only debitum manual invest can help.

With most of my investment being affected by the war, I can only praise this company for its serious approach and the correct way in which they handled this difficult situation.

I also always have do a close examination of the loan originators a platform uses, as this is usually where a platform will encounter problems if anything bad happens like a financial crisis.

I apologise for any naivety in the questions but I am still learning the guidelines. Thanks in advance for your time.

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The P2P platform’s main source of revenue comes from the lending activities of its parent company, Via SMS Group. More precisely, they earn money through referral fees for each issued loan.

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

We're pleased to hear about your successful two-year investment journey with PeerBerry. Ensuring your satisfaction is our ongoing commitment, and we hope to be your trusted companion for many more years.

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